Documents that are Essential to Planning Your Estate
April 23, 2019
- Last will and testament – states how you’d like your assets to be distributed and utilized following your death. It also allows you to designate an executor to make sure your assets are distributed in line with your wishes and to allows you to name guardian(s) for your minor children.
- Living will – provides your family and healthcare professionals with medical directives in circumstances in which you become terminally ill and need to be on life support.
- Durable power of attorney – allows you to appoint someone to manage the affairs of your estate, including financial, medical, or guardianship, if you are unable to manage them yourself.
- Living trust – similar to a living will and testament; however, it bypasses the costly and time-consuming process of probate and enables your “trustee” to carry out your instructions.1
Estate planning can be overwhelming, but it doesn’t have to be difficult nor do you have to go about it alone. Call us at 651-414-0016 After understanding all the different documents essential to estate planning, we can help you weigh out your options and choose what’s best for your family. Remember, a well-thought-out estate plan can give you and your family not just financial protection but also a peace of mind.
Thai Green Papaya and Mango Salad
Thai papaya salad, known as som tum, is a popular Thai dish that is a light and delicious. With the addition of juicy mango, it makes for a refreshing starter at any Spring or Summer gathering.
Here’s what you’ll need:
- 2 cups shredded green papaya (about 1/2 pound)
- 2 cups cherry tomatoes halved
- 1 ½ cups (1/2-inch) cubed peeled ripe mango (about 1)
- 1 cup bean sprouts
- 2 tablespoons chopped green onions
- 3 tablespoons fresh lime juice
- 1 tablespoon fish sauce
- 2 teaspoons honey
- 1 small jalapeño pepper, chopped
- Fresh cilantro sprigs (optional)
- Fresh mint sprigs (optional)
- Combine first 5 ingredients in a large bowl.
- Combine juice, fish sauce, honey, and jalapeño in a small bowl; pour juice mixture over papaya mixture. Toss gently to combine.
- Cover and let stand 30 minutes. Garnish with cilantro and mint, if desired.
Recipe adapted from MyRecipes2
When it comes to golf, most people simply don’t think about hydration since it isn’t considered strenuous as other sports. However, staying hydrated during a round of golf is very important especially during the warmer seasons. Dehydration influences two of the biggest factors in golf performance: cognitive skills and coordination. Even 2% dehydration will affect your performance. Be sure your fluid intake is one-half of your body weight in pounds equaled to ounces (ex. If you weight 200 lbs., drink about 100 oz. a day). And during those hot days when you’re sweating more than normal, increase intake by at least 20%.
Tips adapted from Colorado Avid Golfer3
‘Coffee Naps’ – The Ultimate Energy Hack
Having coffee right before your naps usually isn’t a thing. Counterintuitive as it sounds, it may actually work since the ideal nap is 30 minutes and the caffeine in coffee doesn’t actually kick in until 30 minutes later. After waking up from your short nap, the caffeine will provide you with the energy boost needed to stay alert and power through the rest of the day.
Tips adapted from Health4
Share the Wealth of Knowledge!
Please share this market update with family, friends, or colleagues.
If you would like us to add them to our list,
simply click on the “Forward email” link below. We love being introduced!
By clicking on these links, you will leave our server, as they are located on another server. We have not independently verified the information available through this link. The link is provided to you as a matter of interest. Please click on the links below to leave and proceed to the selected site.
This document is for educational purposes only and should not be construed as legal or tax advice. One should consult a legal or tax professional regarding their own personal situation. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products offered by an insurance company. They do not refer in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company. Variable annuities are considered securities products and require one to have proper FINRA registrations, in addition to proper state insurance licensing, prior to selling or discussing such products.