From Saving to Spending: Rethinking Retirement Income
For decades, many individuals focus on saving and building assets to support their future retirement goals. But once retirement begins, the financial mindset shifts from accumulation to distribution—a transition that can be both practical and psychological. Rethinking retirement income means evaluating how to draw from your savings effectively while considering longevity, taxes, and lifestyle needs. This change often raises new questions: How much should I withdraw? From which accounts? And in what order? It’s no longer just about growing assets—it’s about using them thoughtfully to support the next phase of life.
