Build a retirement plan that is designed to last 30+ years
Principal Wealth Services Offers An Array Of Investments
Investment management does not have to be complicated to achieve the best results. It starts with your goals, time horizon, and risk tolerance and ends with a financial plan that mitigates your exposure to risk, minimizes your tax liability, and maximizes your potential returns. At Principal Preservation Services, we pride ourselves on taking the time to educate every client on the options available to them so that you have the opportunity to understand the big picture and make educated investment decisions with our personalized guidance.
We also offer a complimentary risk assessment tool, Riskalyze, which can be found on our Home Page or by CLICKING HERE. Take the assessment to find out if your risk tolerance is properly aligned with your unique financial situation and goals.
Our clients know first‐hand that it’s not only about how much you make, but how much you keep.
Have you ever been told how much money you’ll lose if the stock market crashes? If not, it may be a lot more than you think or could withstand. At Principal Preservation Services, we believe each client should understand how much risk is in their current portfolio and compare it to how much risk they’re willing to take.
As a retiree, receiving a salary to maintain your lifestyle and fund a savings account is no longer income that you can rely on. Your focus should shift from earning the highest possible rate of return to protecting what you’ve worked so hard for in your earlier years. In fact, we often see that the rate of return needed for your retirement plan is a lot lower than you think, which means you don’t have to take as much risk after all! We want to help our clients remove themselves from taking unnecessary risks so we can work to protect their assets first and look at how we can possibly grow them second. At the end of the day, our focus is to help ensure you don’t run out of money in your lifetime.
WHY IS LIMITING LOSSES SO IMPORTANT?
Because the loss is harder to make up.
Another large factor to consider in portfolio management is the amount of fees you are paying. It’s common for a retiree to think they are only paying 1% because that is what they’ve been told by their current broker. But what if you found out there were unseen costs that made your yearly fee’s closer to 3% or 4%? Part of our planning process is to see if we can lower our fees for our clients, be transparent about the fees we charge and how that will ultimately affect your plans for retirement. We do this by utilizing advanced planning software that shows us where we can potentially minimize the impact fees will have on your portfolio. Our hope is that we can showcase the difference this will make in your plan during your complimentary financial planning review.
Important Disclosure Information:
Investment Advisory Services offered through AlphaStar Capital Management, LLC a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. AlphaStar Capital Management, LLC and Principal Preservation Services, LLC and Principal Wealth Services, LLC are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services are offered through individually licensed and appointed agents in various jurisdictions.
Ready To Start?
One call can make all the difference
When you schedule a call, you schedule time to take the first step. This is NOT a high-pressure sales situation. You are not obigated to make a decision or proceed after the call. If you schedule a call, you will be able openly discuss what you want in regards to your retirement without judgement or manipulation. The purpose of the call is to provide value and determine if you want to plan with Principal Preservation Services, or not. (It’s OK if you don’t want to proceed)