COVID-19 and Life Insurance: Are You Covered?

Not too long ago, everything was normal and seemingly under control. Since then, the spread of the pathogen has shaken the foundation of the world we once knew and exposed the vulnerabilities of our health care systems. On March 26, 2020, the U.S. surpassed China and Italy to become world leader in virus cases and deaths.1 As more confirmed cases arise, this has become a somber reminder of how brittle our health can be and more importantly the value of having a life insurance policy.

Should you get life insurance during a pandemic? While the simple answer is yes, it shouldn’t take a health crisis for you to consider financial protection for you and your family. When planning for the unexpected, life insurance is one of the best tools. It can help your family maintain the lifestyle they’ve become accustomed to and provide them with greater financial security for many years ahead. And if you already have a policy in place, now is a good time to revisit your coverage to ensure it’s sufficient.

The crisis may have challenged us with a new way of living, but our world doesn’t stop. We want to assure you that our team will continue to adapt and pursue the best interests of our clients. Don’t leave your family’s future financial security up to chance. Having coverage in place now could give you one less thing to worry about during these difficult times. Contact us at 651-414-0016 or 715-808-8981 to schedule a complimentary consultation on your life insurance options, all from the comfort of your own home.

Chicken Satay

Fire up your grill and enjoy an evening out with this sizzling Asian-style skewers. This recipe brings together the bright and fragrant flavors of lemongrass, coconut, fish sauce, and fresh lime zest that’ll liven up your senses.

For the chicken:

  • 1 stalk lemongrass, ends and outer layer removed, smashed and chopped into 1″ pieces
  • 1/3 cup coconut milk
  • 1 1/2 pounds boneless skinless chicken thighs, sliced into 1″ pieces
  • 1 teaspoon. ground turmeric
  • 2 tablepspoon fish sauce
  • 2 tablespoon packed brown sugar
  • 2 tablespoon lime juice
  • 2 cloves garlic, chopped
  • 1 shallot, chopped
  • 1 tablespoon fresh ginger, chopped
  • 1 1/2 tablespoon chili paste

For the peanut sauce:

  • 1/2 cup smooth peanut butter
  • 1/4 cup reserved marinade
  • 1 tablespoon low-sodium soy sauce
  • 1 tablespoon lime juice
  • 1 teaspoon lime zest
  • 1 clove garlic, grated
  • 1 tablespoon freshly grated ginger
  • 1/4 cup boiling water

For the garnish:

  • Chopped peanuts
  • Freshly chopped cilantro


  1. Soak bamboo skewers in cold water for at least 15 minutes. In a small saucepan over medium heat, combine lemongrass and coconut milk. Bring to a boil, then remove from heat and let cool for at least 10 minutes. Strain and reserve lemongrass pieces for marinade.
  2. In a medium bowl, toss turmeric and chicken together to coat.
  3. In a food processor, combine coconut milk, fish sauce, sugar, lime juice, garlic, shallot, ginger, and chili paste and blend until smooth, scraping down sides if necessary. Set aside ¼ cup marinade for peanut sauce.
  4. Pour remaining marinade and reserved lemongrass into the chicken bowl and toss to coat. Let sit at room temperature for 30 minutes or chill in the refrigerator for 2 hours.
  5. Meanwhile, make peanut sauce: In a medium bowl, whisk all sauce ingredients until smooth and well combined.
  6. Preheat grill to medium-high heat. Remove chicken from marinade and spear 3 pieces onto each skewer. Grill, flipping once, until chicken is cooked through and slightly charred, 3 to 4 minutes each side.
  7. Sprinkle satay with chopped peanuts and cilantro and serve with peanut sauce.

Recipe adapted from Delish2

Tight Tee Shot? Loosen Up!

When you’re stepping to the tee on a long and tight hole, try this exercise to stay loose, relaxed, and ready to hit a great shot when the pressure is on.

  1. As you get to the tee box, close your eyes, and take a deep breath.
  2. Slowly tilt your head from side to side, lowering your ears to your shoulders a few times.
  3. Take one more deep breath in while pressing your hands hard against the bottom of your rib cage for 15 seconds.
  4. Exhale as you walk to tee your ball up.

Tips adapted from Shark.com3

Mental Health Awareness Month

The month of May is a time to raise awareness about the importance of mental wellness by creating healthier life choices. Take control of your mental health this month with these simple tips for every day of the week:

  • Mindful Monday. Put down your phones and tablets and enjoy being present in the moment.
  • Good News Tues. Ignore the noise in the press especially during this time and focus on the positives.
  • Wellness Wednesday. Channel your energy, mentally and physically, to boost your total well-being through exercises, meditation, and healthy eating.
  • Thankful Thursday. Take a moment to be grateful for all that you have and pay it forward by helping someone less fortunate.
  • Feel Good Friday. Indulge in your favorite hobby or connect with friends and family over video chat to kickstart your weekend.
  • Self-Care Saturday. Do something for yourself whether it’s getting extra sleep or letting your mind and body wander a little with a walk around the neighborhood.
  • Sunday Fun Day. Enjoy some more you-time or engage in some fun activities with your family to help you recharge for the week.

Tips adapted from Employee & Family Resources4

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This document is for educational purposes only and should not be construed as legal or tax advice. One should consult a legal or tax professional regarding their own personal situation. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products offered by an insurance company. They do not refer in any way to securities or investment advisory products Insurance policy applications are vetted through an underwriting process set forth by the issuing insurance company. Some applications may not be accepted based upon adverse underwriting results.  Death benefit payouts are based upon the claims paying ability of the issuing insurance company. The firm providing this document is not affiliated with the Social Security Administration or any other government entity.







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