Using S.M.A.R.T. Goals to Plan and Execute Your New Year’s Financial Goals
It’s the time of year when many of us are thinking about our plans for the near future — especially our New Year’s financial goals. For some, that creates a feeling of pressure, especially if you struggle to specify those goals. One of the biggest issues in doing so is not having a context or […]
10 Savvy Financial Habits to Adopt in the New Year
As the calendar turns over to a new year, it’s the perfect opportunity to assess our financial habits and make positive changes that can set us on a path toward a stronger financial future. Adopting healthy financial habits can not only improve our current financial situation but also provide us with greater stability and peace […]
6 Tips For Your End-of-Year Finances
Here are the six financial key points for people to be aware of before the end of the year to better position themselves. 1. RMDs — Required minimum distributions: If you are age 73 or older and have a “tax-deferred” retirement account like a 401K, Traditional IRA, TSP, 403B, or a 457 plan, you must […]
Year-End Financial Planning: Steps to Start the New Year on a Strong Foundation
As the year draws to a close, it’s an opportune time to reflect on your financial journey and set the stage for a successful year ahead. Year-end financial planning is a vital practice that allows you to take stock of your financial health, make necessary adjustments, and set meaningful goals for the coming year. In […]
Strategizing for Success: A Comprehensive Investment Review for the Year Ahead
The journey to financial success is paved with thoughtful planning and strategic decision-making, especially when it comes to your investment portfolio. As the new year approaches, it’s a prime opportunity to conduct a comprehensive investment review that sets the stage for a successful year ahead. In this article, we’ll guide you through the essential steps […]
Maximizing Year-End Tax Strategies: Tips for Reducing Your Tax Liability
You may not want to spend precious time during the holiday season considering tax matters, but the end of a calendar year is also the end of a tax year. This makes it a prime opportunity to take proactive steps to minimize your tax liability and keep more of your hard-earned money. Strategic year-end tax […]
Cultivating Prosperity: Embracing an Abundance Mindset for Greater Financial Success
The road to financial success is paved not only with strategic planning and prudent decisions but also with a money mindset that empowers and uplifts you. Embracing an abundance mindset, for example, can be a transformative approach to achieving greater financial prosperity. It’s about shifting your focus from scarcity and limitations to a mindset of […]
Should You Retire at the Same Time as Your Spouse?
Key Considerations for Couples Planning Retirement Together As a financial advisor, I often find myself discussing retirement plans with couples who are contemplating the idea of retiring simultaneously. The notion of embarking on a shared retirement journey, free to pursue dreams, travel, and enjoy quality time together, is undeniably appealing. However, before making this important […]
Build a Bigger Nest Egg with These 7 Strategies
Helpful Ways to Accelerate Your Retirement Savings Regardless of your age, saving for retirement is a crucial step in financial planning. While starting early is certainly advantageous, many individuals find themselves playing catch-up due to life’s uncertainties. Below, we will explore seven powerful savings strategies to help you accelerate your savings, even if you’ve begun […]
Practicing Gratitude Can Impact Your Money Mindset
How Cultivating Gratitude May Transform Your Financial Well-Being As a financial advisor, I have witnessed firsthand the profound impact that money mindset can have on a person’s financial journey. While strategies, investments, and budgeting techniques are essential, there is one often overlooked element that can significantly influence your relationship with money: gratitude. In this article, […]
